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Govt rolls out Group Mediclaim Health Insurance Scheme for employees, pensioners, accredited journalists

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SRINAGAR, SEP 20: The Governor’s Administration today formally rolled out the Group Mediclaim Health Insurance Scheme for employees, pensioners and Accredited Journalists in the State.
Giving details of the scheme, Principal Secretary Finance Navin K Choudhary said that the scheme is mandatory for government employees including employees of PSUs, Autonomous Bodies and Universities while it will be optional for Pensioners, AIS Officers, Adhoc, Contractual, DRWs, Work Charged/ Contingent Paid Workers and Accredited Journalists.
The scheme, he said, shall come into effect from 1st October 2018, for a period of one year and extendable annually for three years based on satisfactory performance of the Insurer.
Navin said the policy has been tied up with M/S Reliance General Insurance Company Ltd on annual premium of Rs 8777and Rs 22,229 (for employees and pensioners respectively). The Policy will provide health insurance coverage up to Rs 6 Iakh per employee/pensioner per annum along with his/her five dependent family members on floater basis.
He said the Mata Vaishno Devi Shrine Board, Mata Vaishno Devi University, Amarnathji Shrine Board and the Accredited Journalists of the State shall be also covered under the scheme. They may do so provided the premium is collected in four quarterly installments in advance and paid to the Insurance Agency on due dates by the Agency concerned themselves.
He said the Medical Allowance in favor of all enrolled employees shall be discontinued, drawn and credited to the M.H.8235 during the currency of the policy on monthly basis.
Navin said the annual premium for the insurance cover of Rs 6 lakh would be Rs 8777 and the same shall be deducted in four quarterly installments of Rs 1295 on 1stOctober, 15thJanuary, 15thApril and the last installment of Rs 1292on 1stJuly each year.
He said the M/S Reliance General Insurance Company will create a corporate buffer of Rs 10 crores as part of Policy to meet the expenditure incurred on the identified illness over and above the insurance cover of Rs 6 lakh.
He said in case of both husband and wife or their any other family member is/are Government Employee(s) or pensioner(s), the Premium shall be payable by any one of them. The DDO shall obtain an authenticated certificate in case the premium has been paid by any other family member(s) of the employee and check/verify it from the concerned Treasury Officer.
“If the parents or one of the parents of an employee, who are/is pensioners/pensioner, fall within the employee plus dependent’s cap of 1+5, they are not required to pay the premium separately and take out a separate policy. However, if the employee and his dependents, which include his family plus his pensioner parents, exceed the above cap, one of the pensioner parents can take out a separate policy for himself or herself and his or her dependents,” he said and added that in case where either husband or wife is a Central Government Employee and has opted for the Mediclaim Insurance Policy launched by his/her employer, the Group Mediclaim Insurance Policy shall be optional in the case of his/her spouse, who is State Government Employee. However, the State Government employee have to necessarily provide a certificate from the DDO concerned of his/her spouse to the effect that the latter is covered under the Insurance Policy of his/her employer and has paid the premium for the said purpose.
He said the Government shall not refund any premium amount paid in excess by any employee due to his/her own negligence or by the concerned DDO. So, the instructions/ directions issued in this behalf are required to be adhered to in letter and spirit. Any deviation will be personal responsibility of the concerned DDO.
He said the Drawing and Disbursing Officers (DDOs) shall deduct the premium amount from the salaries of Employees and remit the same into the concerned Government Treasuries under the General and Other Reserve Funds Group Mediclaim lnsurance
“The concerned DDOs shall thereafter furnish the details of total number of employees and total amount deducted and remitted to the said account to their concerned Treasury Officers who shall forward the same to Director General, Accounts and Treasuries within two days,” he said and added that the Director General Accounts and Treasuries shall consolidate the information and forward the same to the Joint Director (Resources)/Chief Accounts Officer, Finance Department on most immediate basis.
Navin said that since the Policy is compulsory in nature, it shall be the personal responsibility and liability of the DDOs to register every employee under the scheme so that no employee is left out. AIS Officers can opt out of the policy only if they are otherwise covered under a separate Mediclaim Policy of the Central Government or have taken an individual policy with any Insurance Company. In case, any employee fails to have his premium deducted, the State Government shall not be in a position to accept such claim for medical reimbursement. All the concerned shall in their own interest ensure that necessary premium is deducted from their salaries.
The Principal Secretary Finance said that the Heads of PSUs/ Autonomous Bodies/ Universities, shall have the prescribed premium including taxes deducted from the salaries of their employees and pay the same to the concerned Insurance Company directly in the shape of Bank Draft alongwith the list of enrolled employees against proper receipt under an intimation to the Finance Department.
For pensioner, he said, annual premium for pensioner will be Rs 18629 which will be deducted in four quarterly installments of Rs 4657 on 1st October, 1st January, 1st April and the last installment of Rs 4658 on 1st July each year. The Medical Allowance in favor of all enrolled pensioners who opt the policy shall be drawn and credited to the concerned A/C NO with Moving Secretariat Branch of J&K Bank during the currency of the policy on monthly basis
He said all the pensioners who opt to be covered under the scheme shall make an application to the concerned Treasury Officer/Branch Head of J&K Bank for making deduction of premium from their pension.


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Kashmir

Sumo transporters demand early abolition of toll tax in Anantnag

Syed Nashir Ali Gillani

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Srinagar, May 19: Seeking Governor Satya Pal Malik’s intervention, the South Kashmir Sumo Transport Association (SKSSTA) on Sunday demanded early abolition of toll tax levied at Chursoo toll plaza in Anantnag district.

The decision to impose toll tax was taken by the National Highways Authority of India (NHAI), earlier this month. 

The move came under severe criticism not only from the stake holders but from the political parties as well, who demanding abolition of this tax.

 

While threatening to go on hunger strike after Ramadan against the decision President, SKSTA, Abid Ali Din said the move was taken in haste.

 “Local people should be exempted. The transport sector is already struggling amid huge fuel charges. The amount of Rs 170(to and fro)  as toll tax is huge sum. If government remains adamant on its decision, we will be left with no option other than to increase the fare,”he said.

He said despite assurances from the concerned authorities nothing has happened so far with regard to the abolition of toll tax.

“Few days back, we appealed Divisional Commissioner to look into our issue. He said that the matter has been brought into the notice of Governor. He had assured that our concerns would be addressed but so far nothing has happened,” said chairman, SKSTA, Mohammad Ashraf.

“We don’t want to increase the fare, we don’t want to put extra  burden on the passengers,”Ashraf added.

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Kashmir

BJP leader Mir’s killing: TIP of arrested militant; bureaucrats ignored warnings

Press Trust of India

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Srinagar, May 19: A Test Identification Parade (TIP) of arrested JeM militant Hilal Naikoo will be conducted in connection with BJP leader Gul Mohammed Mir’s killing in Anantnag as an internal probe indicated lapses at bureaucratic level despite a clear threat to him, officials said.

The family of 57-year-old Mir, who unsuccessfully contested on BJP ticket in 2008 and 2014 assembly elections from Dooru in South Kashmir, has claimed that Naikoo was present in the squad that killed the politician outside his home on May 4.

Mir, whose affidavit shows his age as 52 in the 2014 assembly polls, was shot dead outside his residence at Nowgam in Verinag area of South Kashmir.

 

He was shifted to a hospital in a critical condition but was declared brought dead by the doctors there. Recently, the Jammu and Kashmir police arrested Hilal Naikoo from Dooru. Police officials said that they would be carrying out his TIP soon.

The killing had rattled Governor Satya Pal Malik’s administration in Jammu and Kashmir and Additional Director General of Police Munir Khan was appointed to inquire into the lapses.

Earlier, Malik had ordered an inquiry headed by state Chief Secretary B V R Subrahmanyam to “identify lapses” but withdrew later after political parties accused the top bureaucrat of creating a chaotic situation by withdrawing security of some people in Kashmir Valley.

The internal probe shows that the Home Ministry had written in February this year to the chief secretary for providing security to Mir but it was not adhered to, officials said.

In its communication, the Home Ministry had sent representation from Mir along with intelligence inputs about increasing his security, instead, the security was withdrawn completely, they said.

The local police cited an order from state home department in which it was categorically mentioned that if the security personnel do not report back to their parent units by or before April 5, 2019, the salary equivalent shall be deducted from the salary of district superintendents of police or commandants.

“In case where personal security officials have been deployed unauthorisedly, the salary equivalent of such personnel would be deducted from the salary of concerned officers for such unauthorised deployment.

“The security to politicians is provided on local inputs and not institutionalised through any proper mechanism which includes clearing of names through a screening committee,” they said.

The order, according to the officials, prompted many district police heads to withdraw security immediately fearing deduction in their salaries, they said.

Mir’s son, Zahoor Ahmed Mir, had said that his father’s security had been withdrawn two months back and all efforts to get it back had fallen on deaf ears.

“I had given a letter of the BJP leaders to SSP Anantnag but he expressed his helplessness and directed me to see Munir Khan (Additional Director General of Polce in charge of security),” he said.

According to the officials, Mir was included in the list ordered by the chief secretary in February this year despite opposition by security agencies which had suggested that no security should be withdrawn until the election process is completed.

However, the chief secretary ordered reconstitution of the screening committee, removed police officials from it and appointed state Home Secretary Shaleen Kabra as its chairman, a move which has been criticised.

Since the withdrawal of security, politicians have been easy prey for militants.

A panch, Abdul Majeed Dar, was killed in Kulgam on April 4 and a National Conference (NC) worker, Mohammad Ismail Wani, sustained injuries after being shot at on March 14.

On March 30, suspected militants shot dead social activist Arjumand Majid Bhat in Baramulla district of north Kashmir.

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Kashmir

Handloom dept violates Govt order, gives contract of uniform purchase to outside state

Kashmir News Service

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Srinagar, May 19: The State’s Handloom Department has violated the Government order by giving Rs 5 crore contract of SSA uniform to outside state, despites clear directions from the government to make these uniforms from Power Loom Corporation.

This decision has repercussions on power looms of they will not be in a position to manufacture uniforms.

“As per government order No: 1456-GAD of 1983, issued by the General Administration Department, vide No: GD/(Adm)55/83-Ind, dated 20-09-1983 all the government departments are required to make the purchase of all types of textile items only from the J&K State Handloom Development Corporation Limited (J&KSHDC).”

 

The order says that all government departments are impressed upon to make purchase of the textile requirements in their departments from the state handloom development corporation only on the prices/rates fixed by the High Powered Committee in its meeting held on 08-05-2015 and ensure compliance of the aforementioned Government orders.

Every year government’s education department asks the Handloom Corporation to purchase uniforms for its students.

Officials in the Handloom Corporation say that these uniforms have to be manufactured by power looms in the state to strengthen the local economy and loom owners of the state. However, the officials said, that Handloom Corporation gave the contract to an outside state manufacturer to make uniforms, which is violative of the government order.

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